what is needed to report a death to social security
When a shut friend or family member dies, there are a lot of things you accept to deal with — funeral planning, dealing with the person'south estate and, of form, managing your ain grief. 1 important job you may not remember of right away is to notify the Social Security Administration of their death. One of your questions may exist how to study a death to Social Security. Follow these steps to report the death of a loved ane. For help navigating this process, consider working with a financial advisor.
Step I: Contact the Social Security Administration
Talk to the funeral manager who oversees the arrangements for your loved one. It is often the case that the funeral director'due south services include contacting Social Security equally function of their contract. If so, then exist certain they have all the pertinent data about your loved one similar proper name, Social Security number and date of birth. The funeral director will too need the contact information for the deceased's spouse. The funeral managing director will need to complete Form SSA-721.
If the funeral director does not study the decease, you demand to know how to report a death to Social Security. You must either visit your nearest Social Security office or call the Social Security Assistants. You can't make the study online. The Social Security Assistants is open from seven a.g. – vii p.chiliad. regardless of your time zone. Since the customary do is for the funeral director to study a death, brand sure they have the Form SSA-721. If y'all must report the death, telephone call the Social Security Administration and they will advise you what documents they need for you to bring to them.
Step Two: Transport the Social Security Assistants a Copy of the Death Certificate
It often takes some fourth dimension to receive the decedent's death document from your country authorities. You can however telephone call in the death and then complete the process by forwarding the decease certificate to Social Security when you lot receive information technology. However, the funeral managing director volition very perhaps handle this for you along with reporting the death.
Step Three: Send Back Whatever Checks Received After Decease Except for the Death Do good
If your loved one received Social Security benefits of any kind, don't keep any benefit checks received after their death. For example, if the decedent dies in March and and then receives an April Social Security check, send it back to the Social Security Administration. Send the checks back intact. Do non greenbacks them. If they have straight deposit, talk to the bank and arrange for those funds to be returned to the Social Security Administration until they have time to process the expiry of the recipient. They must not only receive your phone telephone call reporting the decease, simply besides the death certificate earlier the decease can exist processed.
After the death is processed, the surviving spouse will receive a death do good check for $255. If at that place is no surviving spouse, but at that place are surviving children who are eligible to receive benefits on the decedent's tape during the calendar month in which they died, they may receive the death benefit.
Who Gets Social Security Benefits Off the Decedent'southward Record?
If your loved one has worked long plenty to be a role of the Social Security system, some survivors may be eligible for survivor's benefits. They are:
- A widow or widower after they achieve age 60 or age 50 if disabled
- A surviving divorced spouse, nether certain circumstances
- A widow or widower at any historic period who is caring for the decedent's child nether the age of 16 or if a kid is disabled and receiving children's benefits
- A child of the decedent who is unmarried and has been disabledsince before the historic period 22.
- A child of the decedent who is younger than age 18
- A child of the decedent who is younger than age nineteen and a full-fourth dimension student in an elementary or secondary schoolhouse
- A grandchild, stepchild, step-grandchild or adopted kid, under certain circumstances
- Parents, age 62 or older, dependent upon the deceased person for more than than half their income
Check with the Social Security Administration before you brand any assumptions about who receives benefits later on a loved ane dies since there are sure circumstances attached to many of these beneficiaries. Even though you cannot report a death online, you can apply for benefits online. If the deceased has not yet received Social Security benefits, the advisable grade of activity is to go online and apply at the Social Security website afterwards the decease has been recorded.
The Lesser Line
If a loved 1 has died, the death must exist recorded by the Social Security Assistants through reporting past either the funeral director or you. Neither the death do good or any survivor'southward benefits tin can be paid until reporting is done and the death certificate is submitted. This process should help make the process a little easier.
Social Security Tips
- A financial counselor tin can help you lot sympathize your Social Security situation. Finding a qualified financial advisor doesn't have to be difficult. SmartAsset's free tool matches you with upwards to three financial advisors who serve your area, and y'all can interview your advisor matches at no toll to decide which one is right for you. If you're set up to find an advisor who tin help you lot accomplish your financial goals, go started now.
- If you lot want to calculate your Social Security benefits, use SmartAsset's Social Security calculator.
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Source: https://smartasset.com/estate-planning/how-to-report-a-death-to-social-security
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